Privacy Policy

Depending on how you interact with Legacy Capital 26, we may collect:

Identification Information

• Name
• Date of birth
• Residential address
• Email address
• Telephone number
• Government-issued identification information
• Social Security number or other taxpayer/identity information where required

Financial and Credit Information

• Income and employment information
• Bank or payment-account information
• Financing amount requested
• Transaction and payment history
• Credit-related information
• Information obtained from consumer reporting or verification services

Transaction Information

• Products being financed
• Purchase amount
• Merchant information
• Down payment
• Financing terms
• Payment history and account status

Technical Information

• IP address
• Device and browser information
• Login and authentication information
• Website activity
• Cookies and similar technologies
• Security and fraud-prevention information

We may obtain information:

• Directly from you;
• From merchants involved in your transaction;
• From consumer reporting agencies;
• From identity and fraud-verification services;
• From payment and banking service providers;
• From public or commercially available sources where permitted by law;
• Automatically when you use our website or portal.

We may use personal information to:

• Process financing applications;
• Verify identity;
• Evaluate financing requests;
• Prevent fraud and unauthorized transactions;
• Administer financing accounts;
• Process and reconcile payments;
• Communicate about applications and accounts;
• Provide customer support;
• Maintain records;
• Improve our Services;
• Protect the security of our systems;
• Comply with legal and regulatory obligations;
• Exercise or defend legal rights.

Where permitted by law, information from consumer reporting agencies or similar services may be used in connection with evaluating a financing application or administering an existing credit relationship.

Use of consumer reports is subject to applicable law and permissible-purpose requirements.

We may disclose information to third parties when reasonably necessary to operate our business or provide financing services, including:

• Payment processors;
• Banking and ACH service providers;
• Consumer reporting agencies;
• Identity-verification and fraud-prevention providers;
• Electronic-signature providers;
• Technology and hosting providers;
• Professional advisers;
• Merchants involved in your transaction;
• Government agencies, regulators, courts or law-enforcement authorities where legally required.

We may also disclose information in connection with a merger, acquisition, financing, restructuring, transfer of assets or similar corporate transaction, subject to applicable legal requirements.

Legacy Capital 26 does not disclose nonpublic personal financial information to unrelated third parties for their independent marketing purposes except where permitted by law and properly disclosed.

We maintain administrative, technical and physical safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration and disclosure.

More information is available on our Security page.

We retain personal information for as long as reasonably necessary to administer accounts, satisfy contractual requirements, comply with legal and regulatory obligations, resolve disputes, prevent fraud and enforce agreements.

Retention periods may differ depending on the nature of the information.

Our website may use cookies and similar technologies for authentication, security, functionality, analytics and website performance.

Browser settings may allow you to restrict certain cookies; however, disabling cookies may affect some website functionality.

Depending on your state of residence and applicable law, you may have rights concerning access to, correction of, deletion of, or other treatment of certain personal information.

Some information may be exempt from these rights when it is maintained pursuant to financial-services, credit-reporting, fraud-prevention, legal or regulatory requirements.

We may need to verify your identity before processing a request.

Legacy Capital 26’s Services are not intended for individuals under 18, and we do not knowingly offer financing to minors.

We may update this Privacy Policy periodically. The effective date at the top of this page will indicate when the policy was last revised.

For privacy-related questions: reach out to info@legacycapital26.com